The Ownership Journey
South Carolina real estate buyers know that the home buying process is a big step – no matter how many times you have done it.
Are you South Carolina real estate buyers looking for a property in the lowcountry? I’m here to help you navigate the ins and outs of selecting a property and to make sure that you’re getting the best deal possible.
As a Realtor® with Berkshire Hathaway Home Services – Bay Street Realty, I have access to the best experts in our area – from mortgage lenders to relocation specialists, my job as your Forever Agent℠ is to work with you through each step of the process, and to ensure your transaction is as pleasant and worry-free as possible.
Finding the Right Property
As South Carolina real estate buyers, the fastest way to find available properties that interest you is to use the handy search page on my site, and save your searches and results in an online account that’s accessible from any connected device.
Save Unlimited Searches
The Property Search tool allows you to save an unlimited number of houses and searches. You can reach out to me directly to schedule a showing or to get more information about the property.
Tailor your searches by location, property type, and many other parameters that make finding that special home easier than ever.
Sign up for Notifications
When you create an account in my Property Search, you have the option of getting notifications about other properties you may like, as well as opting in to receive information on market trends, mortgage rates and programs that you may qualify for, and other helpful bits of information that are useful during the South Carolina real estate buyers process.
Create A Real Estate Portal
- Save your searches
- Get updates on listings
- Track listings
- Add notes and messages
- Personalize your dashboard
The Home Buying Process
![Happy home buyers happy home buyers](https://chrismcswainrealtor.com/wp-content/uploads/2024/01/HomeBuyers2.jpg)
Loan Application & Processing
Once you find your dream home, your loan officer helps you complete the mortgage application. They’ll guide you through fees, down payment options, and any additional documentation.
Underwriting Assessment
The application then navigates through processing, where documents are reviewed, appraisals are ordered, and titles are examined. Finally, the underwriter thoroughly assesses the loan, ensuring it meets all requirements.
Closing Celebration
After approval, set up your homeowner’s insurance and prepare for the big day! At closing, you’ll sign final documents, pay closing costs, and officially claim your keys. Congratulations, homeowner!
As South Carolina real estate buyers, this is what I do to support you:
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Select a Real Estate Professional
▪ Explain What I Do For South Carolina Real Estate Buyers As A Realtor
▪ Explain My Company’s Value to Buyers
▪ Guide Buyers Through Their Emotional Journey
▪ Listen & Learn From Buyers At Each Showing
▪ Share Knowledge & Insight About Homes
▪ Find the Right Home for Buyers
Obtaining Financial Pre-approval
▪ Help Buyers Find a Mortgage Lender
▪ Obtain Pre-Approval Letter from Their Lender
▪ Update Buyer’s Pre-Approval Letter
▪ Check In With Lender To Verify Loan Status
Analyze Needs During Buyer Consultation
• Meet South Carolina Real Estate Buyers and Discuss Your Goals
▪ Gather Needs & Wants Of Your Next Home
▪ Learn All Buyer Goals & Make A Plan
View Properties
▪ Send South Carolina Real Estate Buyers Homes Within Their Criteria
▪ Start Showing Buyers Home That They Request
▪ Schedule & Organize All Showings
▪ Gather Showing Instructions for Each Listing
▪ Send Showing Schedule to Buyers
▪ Show Up Early and Prepare First Showing
▪ Keep Records of All Showings
▪ Update Listing Agents with Buyer’s Feedback
Write an Offer to Purchase
▪ Prepare Sales Contract When South Carolina Real Estate Buyers are Ready to Purchase
▪ Execute A Sales Contract & Disclosures
▪ Once Under Contract, Send to Title Company
▪ Deliver Copies of Contract/Addendum to Buyers
Negotiate Terms
▪ Discuss Multiple Offer Situations
▪ Negotiate South Carolina Real Estate Buyers Offer With Listing Agent
▪ Negotiate Inspection Objections
Conduct Title Search
▪ Confirm Water Source and Status
▪ Obtain Copy of Sellers Disclosure for South Carolina Real Estate Buyers
▪ Obtain A Copy of HOA Bylaws
▪ Verify any Existing Lease Agreements
▪ Solve Any Title Problems Before Closing
Conduct Inspections
▪ Coordinate Inspections with Buyers
▪ Meet Inspector At The Property
▪ Review Home Inspection with Buyers
▪ Negotiate Inspection Objections
▪ Get All Agreed Upon Repair Items in Writing
▪ Perform Final Walk-Through with Buyers
Negotiate Repairs
▪ Negotiate Inspection Objections
▪ Get All Agreed Upon Repair Items in Writing
▪ Confirm Repairs Have Been Made By Sellers
Resolve Any Issues
▪ Resolve Any Last Minute Issues
▪ Solve Any Title Problems Before Closing
Appraisal
▪ Discuss Property Appraisal Process
▪ Check on the Appraisal Date
▪ Negotiate Any Unsatisfactory Appraisals
Welcome Home, Final Walk Through, Underwriting & Clear to Close
▪ Coordinate Closing Times & Location
▪ Make Sure All Documents Are Fully Signed
▪ Verify Title Company Has Everything Needed
▪ Remind Buyers to Schedule Utilities
▪ Make Sure All Parties Are Notified of Closing Time
▪ Receive and Review Closing Documents
▪ Review Closing Figures With Buyers
▪ Perform Final Walk-Through with Buyers
▪ Get CDA Signed By Brokerage
▪ Attend Closing with Buyers
▪ Provide Home Warranty Paperwork
▪ Give Keys and Accessories to Buyers
▪ Close Out Buyer’s File Brokerage
Tap here for a downloadable copy of the Support for Buyers – your comprehensive guide to understanding what to expect from your listing agent.
Market Trends for Beaufort, SC
Listings
- 266,267,267,270,269,267,268,272,294,306,294,299
- 108,94,98,88,99,115,143,164,165,107,127,123
- 89,70,74,66,84,104,116,123,137,101,106,90
- 97,98,65,75,76,68,96,116,126,135,110,102
Information is deemed to be reliable, but is not guaranteed. © 2024
Pricing
- 533653.43,580120.35,560653.24,531246.63,517055.26,558900.93,580750.95,550211.06,570303.45,584113.64,608372.52,608701.13
- 466496.14,482501.38,450388.66,382308.50,564535.07,535432.83,510346.67,458423.60,529901.05,462009.69,514295.82,560016.26
- 403229.69,457061.89,514627.45,428104.11,452534.17,512990.29,515971.66,475279.95,425530.71,471713.36,486528.15,426048.02
- 406449.43,410207.10,462892.02,533328.36,418061.84,450578.35,417532.82,547883.78,480373.69,462876.65,422882.98,419664.40
- 401750.84,402637.49,447584.06,524470.67,402132.12,441833.29,412189.32,537124.72,469228.29,454092.13,413515.63,410713.96
Information is deemed to be reliable, but is not guaranteed. © 2024
Ratios
- 97.0,97.3,97.2,96.9,95.9,96.9,97.5,96.8,97.6,97.3,97.4,97.4
- 98.4,98.4,97.6,98.4,97.7,97.9,98.6,98.5,98.5,98.4,98.6,98.3
Information is deemed to be reliable, but is not guaranteed. © 2024
Days on Market
- 86.7,122.8,75.8,95.2,98.4,83.2,101.6,90.5,87.2,139.2,84.5,80.2
- 85.9,121.3,75.4,95.2,95.0,80.7,94.7,89.5,86.1,135.0,81.5,79.2
Information is deemed to be reliable, but is not guaranteed. © 2024
Connect with Chris.
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Thanks,
Chris
Chris McSwain is a Realtor® with Berkshire Hathaway Home Services - Bay Street Realty Group.